Clear planning. Confident decisions. A relationship built for the long run.
From Boulder’s Flatirons to Morro Bay’s shoreline, I help individuals, families, and business owners put protection and long-term strategy in place—so you can move forward with more confidence.
The story behind Boulder To Bay
Boulder To Bay is built on two places that shaped me—Boulder, Colorado and Morro Bay, California. The name is a reminder that great planning is about the long haul: steady progress, clear priorities, and the confidence to enjoy the view along the way.
Be an asset. Give more than I take. Take a chance at being great—while surrounding myself with good people and making them better.
A family-focused practice rooted in relationships, trust, and interdependence—helping clients build lasting security and accountability.
Continue growing into an expert partner for clients, implementing strategies designed to provide peace of mind—and following through.
How I help
Practical planning, a straightforward process, and a relationship that evolves as your life changes.
Life & long-term care planning
Strategies designed to help protect your family and your lifestyle if the unexpected happens.
Income planning
Approaches to build dependable retirement income and maintain financial confidence over time.
Goal-based investing
Investment planning aligned to your goals—retirement, education, or other priorities.
What you can expect
Straight answers, respectful guidance, and a clear explanation of trade-offs so you can decide with confidence.
Dedicated “focus time” for preparation, planning, and next steps—so we keep momentum and avoid loose ends.
Planning is collaborative. I listen first, then help identify gaps and turn priorities into an actionable plan.
Start with a conversation
Tell me what you want to accomplish, and we’ll map out next steps.